Experian PowerCurve
Smarter, faster, and more efficient origination decisions.
Overview
Experian's PowerCurve is a suite of tools that helps organizations make automated decisions, primarily in the context of credit and service originations. It allows businesses to combine Experian's data with their own, define decisioning logic and workflows, and deploy predictive models. For underwriting, it provides a platform to automate the process of evaluating applicants, assessing risk, and determining eligibility and pricing.
✨ Key Features
- Decision engine with strategy design studio
- Data aggregation from multiple sources (including Experian credit data)
- Workflow management
- Predictive model integration (scorecards, machine learning)
- Simulation and testing environment
- Reporting and analytics
🎯 Key Differentiators
- Seamless integration with Experian's vast data assets
- Deep expertise in credit risk and financial decisioning
- Modular and flexible platform that can be tailored to specific needs
Unique Value: Combines a powerful decision engine with unparalleled access to Experian's data and analytics, enabling more predictive and profitable decisions.
🎯 Use Cases (4)
✅ Best For
- Enabling a bank to provide instant decisions on personal loan applications submitted online.
💡 Check With Vendor
Verify these considerations match your specific requirements:
- Commercial P&C underwriting
- Complex, manual-intensive underwriting requiring case management
🏆 Alternatives
Offers a more data-rich decisioning environment due to its native integration with Experian's credit and alternative data sources.
💻 Platforms
🔌 Integrations
🛟 Support Options
- ✓ Email Support
- ✓ Phone Support
- ✓ Dedicated Support (Enterprise tier)
🔒 Compliance & Security
💰 Pricing
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